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5 UK Activities I would never do without Travel Insurance

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Are you planning a trip to the UK?

The UK has so much to offer a traveller: from rugged landscapes to iconic landmarks! From the rituals of tea drinking to unrivalled history and heritage!  From the changing of the guards to exploring the world of Harry Potter!  Whatever your reasons are for wanting to visit the United Kingdom, it is easy to understand why the UK is such a popular destination amongst Australians.

Any destination you visit will always come with potential risks, and sometimes the unexpected happens.

Here is our list of 5 UK activities that we would never do without travel insurance!

5 UK Activities I would never do without Travel Insurance

This article is sponsored by Allianz Travel Insurance*.

1. A Road Trip in the UK

A Road Trip in UK

Driving through the Lake District in the UK by Zoi Koraki | FLICKR

One of our favourite ways to truly get a feel and sense for a new destination is via a road trip!  We love the freedom that a rental vehicle brings to our holiday, where we get see some breath-taking landscapes out of our car window.  Where we can take any turn in the road to discover what lies waiting ahead!   The challenge here will not be in which car you wish to rent, but rather in which of the spectacular road trips in the UK you wish to embark on!  Take a road trip trip in the UK to enjoy a drive through the wild countryside of the Scottish Highlands, or why not journey to the gorgeous Yorkshire Moors.

Why not relax with a holiday that holds the freedom of the open road?  Click here to see a list of 10 incredible UK roadtrips you can take!

The reasons why travel insurance is important on a road trip!

  • For coverage of the rental vehicle insurance excess
  • For peace of mind that medical expenses will be covered in case of accidents
  • For if your luggage gets stolen from your car boot.

-For more information, see the Allianz Travel Insurance Product Disclosure Statement.

2. Hiking in the UK

Hiking in the UK

Hiking in the UK: Beinn an Lochain in Scotland – Photo by Gary Crawford | FLICKR

The UK offers some truly superb hikes!  From spectacular long distance coastal walks, such as at the Lizard Peninsula in Cornwall, to hiking across the highlands in Scotland.  If you are feeling more adventurous, why not attempt the Tryfan in Snowdonia, or for a real challenge, head on out on the 340km coast-to-coast hike on the Southern Upland Way.  Not only do you get to see some incredible UK landscapes, but hiking is also incredibly beneficial for your wellbeing!

So why not grab yourself a UK walking map, strap on your steel-capped hiking boots and head on out for a true hiking adventure!  Click here to see a list of 10 wonderful UK hikes you can take!

The reasons why travel insurance is important on a hiking holiday!

  • For peace of mind that medical & hospital expenses will be covered in case of accidents
  • As well as cover for in case your equipment such as cameras gets accidentally damaged

-For more information, see the Allianz Travel Insurance Product Disclosure Statement.

3. UK Snow Activities

UK Snow Activities

Mountaineering in Tayside, Scotland – Photo by Scottish Dream Photography | FLICKR

If you are heading over to the UK in the colder months, you might prefer a more active outdoors holiday where you can enjoy various snow activities!  From skiing holidays to snowboarding down the snow covered slopes!  Something for the adults, heaps of fun for the kids – a holiday where everyone will be happy and exhausted by the end of the day!

A NOTE OF WARNING:  Cover for the UK snow activities are usually offered at an additional cost on top of the comprehensive insurance!  It is important to check what is included in your package when purchasing travel insurance cover!

The reasons why travel insurance is important whilst enjoying snow activities!

  • For peace of mind that medical & hospital expenses will be covered in case of accidents
  • The extra cover specifically for snow trips will also cover you for in case of bad weather or avalanches; for emergency rescue; piste closure; cover for your own sport equipment or for hired snow equipment; as well as cover for costs of snow ski’s, tuition etc. if you do happen to fall ill and can’t make use of them.

-Allianz Travel Insurance offers an added Snow Pack at an additional cost. For more information, see the Allianz Travel Insurance Product Disclosure Statement.

4. Take a UK Cruise

 5 UK Activities I would never do without Travel Insurance

Take a UK cruise: Ocean Majesty Cruise at Ullapool, Scotland – Photo by stu smith | FLICKR

Cruises are becoming more and more popular every year, not only do a lot of them offer an easy, stress-free all inclusive holiday, but most of them are also focused on a relaxing way to get from one destination to the next.  There are a few cruises in the UK that you can find on the top 40 cruises in the world list.  Take a cruise out to St Kilda, to view an incredible group of islands off Britain.  These islands boasts a gorgeous population of birds, towering sea stacks and haunting ruins.  There is also the option of combining stops in the UK with destinations in other countries.  Why not think about booking a holiday that takes you from port to port, where you have to do nothing but relax on the ocean while in transit from point A to B.  So much more peaceful than having to deal with airports and tiny airline seats, all squashed up in economy class.

 

A NOTE OF WARNING:  Cover for cruise-related accidentals are usually offered at an additional cost on top of the comprehensive insurance!  It is important to check what is included in your package when purchasing your travel insurance cover!

The reasons why travel insurance is important whilst enjoying your cruise!

  • The extra cover specifically for cruises will cover:
    • medical & hospital expenses
    • evacuations
    • marine rescue diversion
    • cabin or hospital bed confinement due to illness or injury &
    • pre-paid Shore Excursion Cancellation

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=-Allianz Travel Insurance offers an added Cruise Pack at an additional cost. For more information, see the Allianz Travel Insurance Product Disclosure Statement.

5. Adrenaline-Pumping Adventures in the UK

Adventures in the UK

Abseiling – Photo by Masa Sakano | FLICKR

If you are more of a daredevil and lover of  challenges and adventure that fill your veins with loads of adrenaline, then the UK has a whole selection of activities on offer for you.  Test your limits with some abseiling off Freak Out in Scotland!  Why not get your blood pumping in London with the Themes Rocket Powerboat or take off on a Gyrocopter Flight in Doncaster, South Yorkshire!  Whatever your adrenaline desires, the UK will deliver option upon option, the only challenge here is deciding which of the adrenaline-pumping adventures in the UK you would like to experience!

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A NOTE OF WARNING:  Cover for adrenaline-pumping adventures are typically offered at an additional cost on top of the comprehensive insurance!  It is important to check what is included in your package when purchasing your travel insurance cover!

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Typical adventure activities that require the purchase of additional cover include:

  • abseiling, caving, quad biking, river tubing, deep sea fishing, zip lining, outdoor rock climbing, shooting (moving target), parachuting, hang gliding and paragliding (plus more, see your insurance provider’s list!)

-Allianz Travel Insurance offers an added Adventure Pack at an additional cost. For more information, see the Allianz Travel Insurance Product Disclosure Statement.

For my family it is really worth investing some money in travel insurance, if only to eliminate some of my worry in terms of all of the ‘what-if’s’.  It is important to make sure that the travel insurance you choose offers the correct level of cover for your choice of holiday.  Andrzej has a saying in Polish which suits this very well ‘Przezorny, zawsze ubezpieczony!’ which basically means ‘Better safe than sorry!’ 

Over to you:

Which insurance company do you use? 

Have you ever shopped around and compared prices and scouted out a plan that suits your requirements?

  • Which UK activities do you like to indulge in whilst travelling?

 

Disclaimer: This article is sponsored by Allianz Travel Insurance .  You can visit their UK travel page to obtain more information.  Please note that Allianz offers added cruise, adventure, and snow packs to cover specific activities at an additional cost. 

*Travel insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (AGA) as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 800 AFSL 234708 (Allianz). We do not provide any advice on travel insurance based on any consideration of your objectives, financial situation or needs. Conditions, terms, limits and exclusions apply. You should consider the Product Disclosure Statement available at allianz.com.au before buying travel insurance to decide if the product is right for you. If you purchase travel insurance, AGA receives a commission which is a percentage of the premium – ask us for more information before we provide you with any services on this product.

While every effort has been made to ensure the accuracy of all information as at the date of publishing, AGA does not accept liability for any errors or omissions. The opinions expressed in this article are reasonably held, informed opinions.

Feature Photo Credit: Cristian Bortes | FLICKR

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2 Comments

  • Reply
    Alice Genoh
    January 3, 2017 at 4:06 pm

    Jolene, it is very nice of you to put the details of places to travel in the U.K along with the importance of having travel insurance. Many of us are not aware of the things related to travel insurance. Thanks for sharing these. 🙂

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